• Why Westbrooke
  • Investment criteria
  • Borrowers
  • Transactions
  • why westbrooke


    Partnership ethos

    We aim to work with clients on a repeat basis, creating strong alignment


    Speed in decision making

    Rapid risk assessment process, highlighting key risks up front.


    Execution certainty

    We have permanent capital available, limiting execution risk.


    Flexible mandate

    We embrace inherent operational, structural and market complexity, and deliver bespoke solutions


    Investment track record

    • £350m deployed to date across the UK
    • 48 hours to issue terms subject to investment committee approval
    • All transactions are fully underwritten on investment committee approval
    • 130 loans completed
    • 75 loans repaid
  • typical investment criteria


    Bridge loans

    • Short-term change of use and refurbishments
    • 75% max LTV
    • 6 – 18 months
    • From 4.5% margin

    Term lending

    • Quality assets, short to medium term income
    • 75% max LTV
    • 12 – 48 months
    • From 3.5% margin

    Operational real estate

    • Flexible mandate
    • Senior and mezzanine funding
    • Typically secured against leased assets

    We do not provide ground up development funding or lend against greenfield sites.

    We will also consider providing mezzanine and equity funding alongside the above depending on the nature of the transaction and our partner’s funding requirements. Typically, this will be value-enhancing capital with high-returning arbitrage.

  • example transactions


    < 67.5% LTV

    > £10m facility

    1.5x ICR

    In partnership with:


    < 70% LTV

    < £10m facility

    > 1.0x ICR

    Refinance facility

    In partnership with:


    68% LTV

    £12.5m facility

    1.2x ICR

    Refinance facility

    In partnership with:


    61% LTV

    £33m facility

    1.2x ICR

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